Will retirement age in Australia increase? Interestingly, there is no official ‘retirement age’ legislated for in Australia. That being said, there are certain age based rules in respect of both Superannuation and also Social Security benefits, that may help to...
How long will $500,000 last in retirement ? Retirement planning is a critical aspect of one's financial journey, especially in Australia, where the retirement landscape is ever evolving. A key question that retirees often grapple with is: How long will $500,000...
Positives and Negatives of Self-Managed Superannuation Funds: A Delicate Balance Embarking on the journey of managing your retirement wealth through a Self-Managed Super Fund (SMSF) can be both empowering and intricate. The unique features that constitute...
Corporate or Individual Trustee – what to consider for your SMSF A self-managed superannuation fund (SMSF) is a simply a trust structure, with favourable taxation concessions. Any trust structure must have trustee, and this can be either an individual, or a company...
Navigating Superannuation Death Benefit Tax: Strategies for a Secure Future Introduction: Superannuation plays a crucial role in securing our financial future, but understanding the intricacies of its taxation upon death is equally vital. The treatment of...
What are the costs of SMSF’s? In my 30 years as a Financial Adviser, perhaps the most common misconception I have had to address with clients, is that Self Managed Super Funds (SMSFs) cost less. The reality is, that whilst this may be true for some, it...
