Goals are the things that are important to us and what we strive for. When discussing goals in the context of finance, many people may wonder why do I need to worry about goals, isn’t making money the goal? This was the goal of traditional financial planning but for a variety of reasons this has been superseded by the concept of Goals Based Financial Planning. Goals may be thought of as the things that we strive to achieve in our working or personal lives. Sounds easy but identifying our goals may sometimes be not so straightforward, especially long-term goals, and the answer tends to change over time.